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Our Household Comprehensive Policy is meant to provide insurance coverage to
your home, whether you own it or you are renting it. You may choose to insure
your Buildings or Contents or both, and opt for the additional covers available
under the policy, namely All Risks on Personal Possessions, Personal Liability
and Employers' Liability.
Main features and
benefits
| 1. |
Protecting your Home & its Contents |
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You have put so much time, effort and money in your house and its contents, hence it
makes sense to set some money aside to insure them against damage or loss. Your
buildings and its contents will be insured against loss or damage caused by a
wide range of perils such as : |
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Fire,
Explosion, Lightning and Earthquake |
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Cyclone &
Flood |
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Burglary
& Theft |
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Tidal
wave |
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Volcanic
Eruption |
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Subsidence or
Landslip |
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Bursting or
Overflowing of Water Pipes or Tanks |
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Riots,
Strikes & Malicious Damage |
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Impact by vehicles, falling trees and
falling aerials |
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Falling aircraft |
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| 2. |
Insuring your personal possessions |
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Cover is
provided for your personal possessions such as jewellery, camera and other
valuable articles against accidental loss or damage anywhere in the world. |
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| 3. |
Legal Liability cover to protect against
claims by third parties |
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| (i) |
Personal Liability |
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Your legal
liability as owner or occupier of your home and as owner of domestic animals
for bodily injury to third parties or damage to their property is covered. |
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| (ii) |
Employers’ Liability (Domestic Servants) |
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You are
covered for your legal liability to any Household employee for bodily injury
arising in the course of his employment, whether he is an indoor or outdoor
servant or a driver. |
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