Retirement Planning - Life Assurance - Mauritius Union Assurance

@ 10 Mar 10 13:58 GMT + 4
MUA : Rs 127.00

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LIFE ASSURANCE

RIDERS (SUPPLEMENTARY BENEFITS)

Most policies may be enhanced by the addition of riders to the basic cover at a minimal cost.
The most common riders are :

	Accidental Death Benefits
	Accidental Death Benefits provides the payment of a fixed lump sum in the event of death by accident before attaining age 65.

	Life Care
	Life Care or most commonly known as critical illness is another popular optional benefit where 80 % of the sum assured shall be payable in the event the life assured is diagnosed of any of the following illness : cancer, coronary artery surgery, heart attack, stroke, kidney failure or paraplegia

	Total and Permanent Disability
	Total and Permanent Disability Cover accelerates payment of the sum assured plus bonuses in the event of the life assured being totally and permanently disabled by bodily injury or disease rendering him incapable of engaging in his own and similar occupation for remuneration or profit.

	Child Income Benefit
	Child Income Benefits provides payment of a monthly allowance to the surviving parent or legal administrator of child over the remaining term of the policy following the death or total and permanent disability of the life assured. This benefit is available on our education plan only.

	Waiver of Premium
	Under our educational plan, in case of death or total and permanent disability, Mauritius Union shall take charge of all future premiums till the intended maturity date. Thereafter, the sum assured plus accumulated bonuses shall be payable at maturity date. Waiver of premium option is also available under the total and permanent disability cover for retirement plus plan. All future premiums shall be waived and pension benefits will become payable for life.